Thursday, August 27, 2020What Does Actual Cash Value Mean for Home Insurance? Home insurance has a lot of confusing terminologies, especially when it comes to the types of policies and how you can receive compensation. Replacement cost value, for example, refers to two areas: the total replacement cost value of your home, and a replacement cost value policy for personal belongings coverage. READ MORE >>
Tuesday, August 25, 20203 Areas of Car Insurance Coverage and What They Mean Car insurance policies can look different depending on premiums, deductibles, and coverage limits, but all car insurance policies are designed to cover three certain areas. A full coverage car insurance policy covers: READ MORE >>
Thursday, August 20, 2020Certificates of Insurance A certificate of insurance (COI) is an often-used document in the construction world. A contractor or tradesman who is bidding on a job or signing a contract to do work might be posed with a requirement to show a COI. READ MORE >>
Tuesday, August 18, 2020Estimating the Value of Electronics for Your Home Insurance When insuring possessions on homeowners insurance, you have a lot of leeway to choose the limits you want. Yet, the thing about possessions insurance is that your coverage might restrict how much it will pay for items of value, like your electronics. READ MORE >>
Thursday, August 13, 2020What Happens to Businesses Without Insurance? Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise. Required Business Insurance and Penalties READ MORE >>
Tuesday, August 11, 20203 Important Reasons to Always Have Car Insurance In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. READ MORE >>
Thursday, August 6, 2020Do I Have to Get Health Insurance Through My Employer? Healthcare is expensive and insuring through your employer can often be the cheaper option. There is no mandate stating that you have to purchase health insurance through your employer if you don’t want to, however. READ MORE >>
Tuesday, August 4, 20204 Important Ways to Fireproof Your Home House fires caused approximately $8 billion in property damage, more than 2,800 fatalities and more than 11,000 injuries in 2018. With people staying home more than ever these days, it is imperative to keep the property fire-safe. READ MORE >>
Thursday, July 30, 2020Paying for Car Damage from Hitting an Animal Something no driver ever wants to do is to hit an animal that strays into the roadway. This accident could cause a huge mess and damage your vehicle (and others if a chain wreck occurs). READ MORE >>
Tuesday, July 28, 2020How Homeowners Insurance Covers Water Damage It only takes a small amount of water to cause a lot of damage to your home. Your homeowners insurance might provide help with cleaning up the mess and repairing damaged property. However, it will only do so for certain types of water damage. READ MORE >>
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