Call Us (915) 599-2900 ☰ ˟
Logo
El Paso - (915) 599-2900 San Antonio - (830) 360-8660
  • Home
  • Online Quote
    • BusinessImage of right arrow
      • Commercial Quote
      • Workers Compensation Form
    • AutomobileImage of right arrow
      • Instant Auto Quote (Quicker Results)
      • Manual Auto Quote (Better Pricing)
    • HomeownersImage of right arrow
      • Homeowners Quote
    • Life & HealthImage of right arrow
      • Life Insurance Quote
    • BondsImage of right arrow
      • Bond Form
    • Contractors
  • About Us
    • About Us
    • Our Pillars
    • Mt. Franklin Insurance In The News
    • Testimonials
    • Contact Us
    • Careers
    • Important Links
  • Blog
  • In the community
  • Español
    • Cotizaciónes en linea
    • Líneas Comerciales
    • Líneas Personales
    • Seguros de auto
    • Seguros de salud y vida
    • Seguro para propietarios de viviendas
  • Make a Payment
Home > Blog > How to Properly Inventory Your
TUESDAY, MARCH 10, 2020

How to Properly Inventory Your Home

How to Properly Inventory Your Home

How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here's what you should do.

 

1. Save all receipts

Keep all your receipts for both proof that you owned each item and what you paid for it. This doesn't mean keep boxes of paper receipts. Most paper receipts fade within a year, so they won't help much for a future disaster.

Scan any physical receipts and save any online receipts to your computer. Don't rely on being able to go back into your online shopping account in case that store closes or removes old information. Have a backup disk that includes your receipts in case something happens to your computer. Also keep a cloud backup in case something happens to your home and everything in it.

2. Create a detailed list of everything you own

Start a spreadsheet and include all your possessions. If it's your first time doing this, go through each room of your home just like a retail clerk doing an inventory in a store. Afterward, you can add new items when you buy them and remove old items when you get rid of them.

Include the brand name, full name of the product and serial numbers. Also include the date of purchase and price to help value a potential claim.

3. Photograph each individual item

Take pictures of every item that you own. Include any identifying brand marks and serial numbers if the item has them. Also include close-up photos from all sides to be able to prove that the item was in good condition. It can be helpful to turn the timestamp on your camera on to know when the photo was taken.

4. Video your home including all of its contents

Video your home including all its contents after major purchases and at least once a year. Even though you've already taken photos, this helps to prove that you still own the same items and that their condition hasn't changed from what you originally recorded.

If you ever need to file a home insurance claim, just give all the files to your claims adjuster.

Posted 3:37 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020

  • mt franklin insurance(34)
  • el paso(31)
  • insurance(26)
  • tx(15)
  • commercial insurance(14)
  • business insurance(14)
  • homeowners insurance(11)
  • local insurance(11)
  • home insurance(10)
  • auto insurance(9)
  • homeowners(8)
  • car insurance(8)
  • house(7)
  • house insurance(7)
  • local business insurance(5)
  • home(4)
  • life insurance(4)
  • life and health insurance(4)
  • business(3)
  • driving(3)
  • bop(3)
  • car(3)
  • commercial(3)
  • local commercial insurance(3)
  • auto(3)
  • property insurance(3)
  • business owners policy(3)
  • mtfranklininsurance(2)
  • water damage(2)
  • elpasoinsurance(2)
  • life(2)
  • commercial insurance in el paso(2)
  • local auto insurance(2)
  • bop's(2)
  • health(2)
  • cheapinsurance(2)
  • health insurance(2)
  • local car insurance(2)
  • business & commercial auto(1)
  • fall risks in business(1)
  • homeowner(1)
  • auto insurance premium(1)
  • homebuyers(1)
  • family(1)
  • insured vehicle(1)
  • pets(1)
  • liabilityinsurance(1)
  • rain damage(1)
  • homeowners policy(1)
  • accident(1)

View Mobile Version
Logo

El Paso: (915) 599-2900
San Antonio: (830) 360-8660
Fax: (915) 921-5550
E-mail: Info@MtFranklin.com


icon a drawing of a face a drawing of a face
© Copyright. All rights reserved | Powered by Insurance Website Builder