February 4, 2020
AgencyHow business insurance can protect against unexpected losses
How business insurance can protect against unexpected losses Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. Business insurance can cover your lost sales and expenses when unanticipated events cause your business to slow […]
January 30, 2020
AgencyWhat should you do if you see ants on your car?
What should you do if you see ants on your car? Seeing ants on your car can be surprising, but it’s usually not too much to worry about. They’re usually just stopping by for a visit, and they won’t cause any damage that would require you to file a car insurance claim. However, to be safe, you […]
January 28, 2020
AgencyIs your roof in insurable condition?
Is your roof in insurable condition? When you buy home insurance, your home needs to be in an acceptable condition so that it’s not too risky for the insurance company. As one of the home’s most important structural components, your roof is a major factor in whether you can get home insurance and what your rates will be. […]
January 23, 2020
AgencyWhy does your credit score affect your car insurance premiums?
Why does your credit score affect your car insurance premiums? Depending on where you live, your credit score can have a huge impact on your car insurance premiums, or it may not count at all. Here’s why that is and what you can do about it. How do auto insurance rates affect your car insurance premium? […]
January 21, 2020
AgencyWhy isn’t home insurance legally mandated?
Why isn’t home insurance legally mandated? For the most part, the only insurance most of us will ever be legally required to buy is going to be liability insurance for our cars. Everything else is generally going to be up to the individual’s discretion. You may be required to carry home insurance by your mortgage lender at first. But […]
January 16, 2020
AgencyWhat is collision auto insurance and what does it cover?
What is collision auto insurance and what does it cover? Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost. Usually, if you finance or lease your vehicle, collision insurance is mandatory. If you […]
January 14, 2020
AgencyHow can I bring my home insurance rates down?
How can I bring my home insurance rates down? The good news about trying to keep your home insurance costs down: The ball is really in your court. You have quite a few options available to you. And, for the most part, it really comes down to the choices you make —not the judgment made by your home insurance provider. […]
January 9, 2020
AgencyHow business insurance adjusts to your needs
How business insurance adjusts to your needs Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. So, there’s no one-size-fits-all solution to business insurance. If you’re […]
January 7, 2020
AgencyFiling an insurance claim after a hit-and-run accident
Filing an insurance claim after a hit-and-run accident Getting into any type of car accident can be scary. But it’s even worse when the other driver flees the scene. The hit-and-run driver’s goal is to try to get away. But if you act swiftly and smartly, there’s a good chance you can have them held […]
January 2, 2020
AgencyDo you need business insurance to rent an office
Do you need business insurance to rent an office If you’re looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it’s still a good idea to protect yourself. And your landlord may require it anyway. Check your landlord’s requirements Many commercial […]